The GM Card
Using Your Earnings

It's Time For Your Earnings To Pay Off.

So you've used your GM Card for all your eligible purchases and accumulated all sorts of Earnings . Now what? Now you can use your Earnings †1 (subject to Vehicle Redemption Allowances) towards your next eligible new General Motors vehicle.

When you're ready to redeem

  • Choose an eligible new GM vehicle and look up the Redemption Allowance .
  • Visit your local GM Dealer or Saturn/Saab Retailer and negotiate your best price.
  • Identify yourself as a GM Cardholder.
  • The dealer representative will confirm your total amount of eligible GM Card Earnings.
  • Hit the road knowing you just reduced your Total Purchase Price or lease down payment by hundreds, even thousands, of dollars.

Redemption Allowances
There's no limit to how much you can earn with The GM Card, but there are Redemption Allowances on eligible GM vehicles. These allowances are competitive, and vary between vehicles. View the allowances and vehicles .

GM Card Earnings come from The GM Card, not the GM Dealership. Your Earnings †1 can be used towards the Total Purchase Price of any eligible new GM vehicle - they won't influence the price of your eligible vehicle.


* Visa International Service Association/Used under license

® Registered Trademark of General Motors Corporation/Used under license.

You accumulate 3% in GM Card Earnings on eligible GM Card purchases, with no annual limit on the amount of Earnings that can be accumulated. GM Card Earnings are not accumulated on fees, interest charges, optional services, Cash Advances (including Balance Transfers or Twin Cheques) rebates, refunds or other similar credits. Earnings may be used in addition to other offers General Motors of Canada Limited ("GMCL") may provide at the time of purchase. Earnings on your GM Card are subject to the Program Rules which are supplied to all new Cardholders with their GM Card. General Motors of Canada Limited reserves the right to change The GM Card Program Rules, restrictions or benefits with or without notice.

†1 Subject to Vehicle Redemption Allowances. There is a limit ("Redemption Allowance") on the amount of GM Card Earnings that may be applied at time of redemption. The Redemption Allowance is the maximum amount of GM Card Earnings that can be applied toward the Total Purchase Price or lease down payment of any new eligible General Motors vehicle. Fleet sales and commercial leases are excluded. Redemption Allowances vary up to $3,500 depending upon the model year and brand of car or truck being purchased or leased. For complete program details, including current Redemption Allowances and other applicable restrictions for all eligible GM vehicles, see your General Motors Dealer or Saturn/Saab Retailer, or, call The GM Card Customer Centre at 1-800-461-3279 (416) 982-3279 in Toronto. Unused GM Card Earnings expire after seven years from the date they were earned. See The GM Card Earnings and Redemption Allowance Program Rules (the "Rules") for details.

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